Credit debt appeal

Reimbursement of the fee paid and canceled by the bank or other financial company for servicing the loan, interest and fine.

Do you have a loan and the bank charges you any other charges other than interest or the body of the loan ??? You do not intend to pay illegal, dubious or exorbitant payments to a bank or financial company ???

The law in most cases is on the side of the borrower, it is important to use it correctly and defend your position in court, choose the right tactics and clearly argue your position before the financial company (bank), Lviv or region.

In the established case law, courts take into account the inconsistency of the bank's actions both before the conclusion of the loan agreement and during its conclusion and execution.

Violations of the law by courts interpret the following actions of the bank:

• Failure of the bank to provide comprehensive and complete information on the terms of the loan, which should be sufficient for the borrower to make an informed decision to enter into a loan agreement; The provision of such information by the bank to the client must be duly documented in accordance with the law and only in this case the actions of the bank will comply with the law.
  Concluding a mortgage agreement in which minor children are registered without the written consent of the guardianship authority;
• Conclusion of a mortgage agreement by one of the spouses without the consent of the husband (wife) of real estate acquired during the marriage (except for the gift, inherited);
• Terms of the agreement on the possibility of simultaneous accrual of the bank and the penalty - ie double liability;
• Excess of the amount of the penalty or penalty over the size of the loan body or accrued interest;
  Accrual of interest, penalties and penalties after the expiration of the term for which the loan is granted or after filing a claim (claim) for early repayment of the loan
• Accrual of interest, fines, penalties or other payments on the basis of bank lending rules that were not part of the loan agreement and were not signed by the borrower;
• Terms of the loan agreement, which provide for payment for loan servicing;
• Unilateral change of the terms of the loan agreement without the written consent of the borrower;
• Modification of the loan agreement, which led to an increase in the borrower's liability without the written consent of the guarantor - entails the termination of the guarantee and the illegality of any claims against the guarantor;
• Bank requirements for eviction from an apartment, house, dormitory room (if it is the only dwelling) without providing other housing;
• Bank requirements for foreclosure on an apartment or house that is mortgaged on a loan in foreign currency and is the only home, including out of court;
• Making a notarial inscription on the loan agreement outside the statute of limitations or on a debt that is not indisputable;
• Filing a lawsuit with the requirements for recognition of ownership of real estate (apartment, house, land, non-residential premises), which is in the mortgage;
• Requirements to recover from a wife (husband) a loan received by another spouse, if there is no proper and admissible evidence of the use of the loan in the interests of the family;
• Claims of the bank without providing a reasonable, detailed calculation of the debt under the loan agreement, indicating all its components, and accrual periods;
• Claims to the relatives of the deceased borrower who did not inherit any property or with a missed deadline for the bank to apply to the heirs, as well as claims outside the value of the inherited property;
• Requirements of the bank under the loan agreement or surety agreement to the borrower or guarantor, which was not signed by the borrower or guarantor;
• Repeated claims to the court for the same debt, if it has previously been collected or paid by the borrower or guarantor;
• Making charges after filing a statement of claim;
• Submission to the executive service or a private executor of an executive document for enforcement of a court decision with a deadline for its presentation
• Failure of the bank to take into account the value of the mortgaged property voluntarily transferred to the bank when calculating the debt, or objective underestimation of its value when crediting;
• Missing the deadline for filing a claim against the guarantor or the expiration of the surety agreement or concluding a surety before the conclusion of the loan agreement;
• Bidding on mortgaged or mortgaged property at an objectively understated value or violation of procedures for the sale of property;

Our company will definitely help you to win any bank or collection company.

The client always wins, and our work is exclusively with a positive financial result for the client.

We specialize in litigation of credit disputes in Lviv and the region, negotiating with banks and financial companies on the write-off of credit debt.

Our company's Credit Lawyers have more than ten years of experience in successful lawsuits in favor of borrowers and negotiations and agreements on debt settlement on the most favorable terms for the client.

No matter in which bank or financial company you have a loan, we have worked positively for most large and popular banks, including "Privatbank", "Kredobank", "Ideabank", "Universal Bank" "(Universal Bank)," Ukrsibbank "(Ukrsibbank)," Bank FUIB "(Bank PUMB)," Alfa Bank "(Alfa-Bank)," Ukrsotsbank "," VS Bank "(" VS Bank ")," Raiffeisen Bank Aval ”(Bank Aval) and financial companies“ Moneyveo ”, Dinero, Alex-Credit, Alex-Credit, K-Collect, Credit-Capital, Primocolect.

The amount of the fee for our work depends on its result, so we are always motivated to successfully and quickly resolve your issue.

OLSON Lviv, your reliable partner in solving credit issues.